All Suffolk University student-athletes must provide evidence of insurance that includes coverage for athletically-related injuries. The NCAA requires ALL student-athletes to have personal health care insurance coverage. If not covered by a parent or guardians insurance, student-athletes must obtain personal health care insurance from another provider before participation.

The student-athlete at Suffolk University is provided Athletic Accident Insurance. This coverage is offered on an “excess” basis. Under the terms of the provision, this coverage is considered to be secondary to all other valid and collectible medical insurance policies. All claims must be initially sent through the primary health insurance coverage of the student-athlete. The most notable source being the family health insurance coverage through your employer under which the student-athlete is an eligible dependent.

This policy covers medical expenses related to athletic injuries only. The injuries covered must be sustained during the academic year and result from their participation in an intercollegiate sport. Any illness or injuries not directly resulting from athletic participation will not be covered under this policy. The university’s student health plan and/or your primary health insurance would incur those illness/injury expenses.

Massachusetts State law mandates that all students who are enrolled in 9 credits or more per semester must have health insurance. Suffolk University offers student health insurance through University Health Plans. Each year eligible sudents must choose to enroll or waive the student health insurance on-line. Students wishing to waive the insurance must have comparable health insurance. If students do waive the insurance, they will be automatically enrolled in the Suffolk Insurance plan, and are charged the premium. For more information go to: http://www.universityhealthplans.com

If covered by an HMO and your son/daughter will be out of your network area while attending Suffolk, it is recommended that you change your primary care physician to one in the Boston area. Your insurer should be contact for information and physician listings. This is particularly true for students who reside outside of Massachusetts and have out-of-state health plans.

• The University’s Insurance Carrier does not permit Suffolk University or any college or university to provide coverage or pay the bills incurred for expenses related to illnesses or conditions which are not sustained as the direct result of an accident or injury during the intercollegiate sports season.
• The athletic accident insurance provides coverage for your son/daughter for accidents while participating in play or office practice, on an excess basis only.
• With the exception of emergency room treatment, an injured athlete is obligated to be evaluated by the University’s designated physician and/or atletic trainer for appropriate treatment or referral.
• The final decision on physical qualifications or reason for rejection is the responsibility of the Team Physician, Athletic Trainer or Athletic Director. The Team Phsyician, Athletic Trainer or Athletic Director also makes the decision on when a student-athlete may return to competition after a previous injury.
• Each student-athlete is required to have a physical examination up entrance to Suffolk University. Incoming freshman and transfer students must have a physical dated after March 1st of their incoming calendar year. Upon each successive year, the student-athlete will fill out a medical form updating any health changes from the previous year.
• The University’s present health insurance plan does cover injuries sustained during intercollegiate athletic competition. Please review this plan through the Office of Counseling, Health, Wellness & Safety (click here)